FINANCING
Invest in the Outdoor Lifestyle You Want
What You Should Know About
Financing Options in Northwest Arkansas
Designing a high-end outdoor living space is an exciting investment in your home and lifestyle.
Whether you’re planning a poolside retreat, a full outdoor kitchen, or a luxury pavilion, the right financing option can help bring your ideas to life—on your terms.
At Blue Ribbon Outdoor, we guide you through the design and build process with clarity and care. While we do not directly partner with lenders, many of our clients choose to explore third-party financing to make their projects possible.
Here are a few respected providers that offer financing options for outdoor living projects ↓
Popular Lenders for Outdoor Projects
HFS FINANCIAL
Specializing in home improvement loans, HFS offers personal loans with fixed rates and no required equity. You can review rates and terms for outdoor projects, including patios, pools, and landscaping enhancements.
HEARTH
Hearth helps homeowners compare personalized loan options from multiple lenders, offering a quick prequalification process without impacting credit scores.
LYON FINANCIAL
With a focus on backyard living and pool financing, Lyon Financial connects homeowners with lenders offering extended terms and competitive rates for large-scale outdoor projects.
LIGHTSTREAM
A division of Truist Bank, LightStream provides low-interest, unsecured loans for home improvement projects. Their straightforward application process is popular among homeowners funding premium outdoor upgrades.
Get Clarity Before You Commit
Every lender is different, but here’s what you’ll typically need to consider when exploring financing:
Loan Amounts & Terms: Most providers offer flexibility in both total funding and repayment length.
Credit Requirements: Good-to-excellent credit often qualifies you for better rates.
Unsecured Options: Many outdoor-living loans don’t require home equity.
Speed of Funding: Some lenders offer funding in as little as 1–3 days.
A Thoughtful Approach to Investment
You want an outdoor space that complements your home, suits your lifestyle, and stands the test of time. Financing can be a tool that helps you get the most from your investment, without compromising on the vision.
If you have questions about budgeting, sequencing your project in phases, or prioritizing features that add long-term value, our team is here to help. While we don’t provide financing, we’re happy to support you with plans and documentation lenders may request.
Where Ideas Meet Expert Execution
Every great project starts with a conversation. Whether you’re ready to begin or just exploring your options, we’ll guide you through the possibilities with expertise and attention to detail.